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Property damage is any damage or destruction of real or tangible personal property, caused by negligence, willful destruction, or an act of nature. Destruction of property, a related category, is damage to property that results from willful misconduct and is punishable as a crime. One of several parties could be responsible for replacing damaged or… Continue reading What is Classified as Property Damage?
California Governor Gavin Newsome has called on banks to extend mortgage relief to homeowners affected by coronavirus. Many banks have agreed to do so. But what does all the fine print mean? All Californians can defer mortgage payments by up to 90 days. Longer deferrals are possible if the borrower shows proof of a COVID-19-related… Continue reading What’s the Difference Between COVID-19 Mortgage Deferral/Forbearance/Grace Period and Forgiveness?
Business interruption insurance serves as a safety net for unforeseen circumstances that disrupt operations. Whether due to natural disasters, civil actions, or other events, businesses rely on these policies to recover losses. However, navigating the fine print and handling insurance disputes can be challenging. Understanding your rights and the role of legal assistance is critical… Continue reading Navigating Business Interruption Insurance Claims: What You Need to Know!
Don’t Take the Law Into Your Own Hands. Take Them to Court. Celebrity chef Thomas Keller recently filed suit in Napa County, demanding that his insurance company make good on a business interruption policy. Keller owns and operates several upscale restaurants in California, New York, and other parts of the country. Like many other restaurants,… Continue reading Did Your Insurance Company Refuse to Pay Your COVID-19 Claim?
When disaster strikes, many homeowners’ insurance companies fall short of their responsibilities. This is particularly common after large-scale events like storms, when claims flood in and insurers often struggle to keep up with the demand. About 26% of homeowners said they were unaware that delaying necessary home maintenance tasks could affect their homeowners policy, the… Continue reading How Do I Choose a Homeowners’ Insurance Lawyer?
Just a few inches of water are sufficient to cause serious damage, such as mold. And, this damage sets in after just twenty-four hours. So, time is of the essence. Freezing weather is not the only cause of burst pipes and water damage. Over time, wear and corrosion erode pipes and fixtures until they finally… Continue reading Ten Steps Handymen Take to Address Water Damage
A wind-damaged roof is the leading homeowners’ insurance claim in the United States. Frequently, wind damage is associated with another kind of loss, such as wildfire damage. That’s especially true in Southern California. Each year, the United States experiences around 10,000 severe thunderstorms and several tropical systems. Severe thunderstorms and tropical systems can cause a… Continue reading Five Signs of Wind Damage to Your Roof & How to Spot Them!
At one time or another, a staggering 98 percent of basements will sustain serious water damage. Frequently, this damage occurs suddenly and with little warning while the house is unoccupied. The residents return to find a layer of moisture has ruined everything it touched. Legally, homeowners’ insurance companies have a duty to quickly pay these… Continue reading Home Water Damage: What You Should Know
Whatever your opinion about the causes of climate change, there’s no question that global temperatures are increasing and wildfires are becoming more frequent and severe in California. According to CAL Fire, in 2024, over 66,000 acres burned in California by mid-June, nearly 14 times more than the same period in the previous year, highlighting the… Continue reading Protecting Your Home From Wildfire – Here Are Some Things You Can Do
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