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Don’t Take the Law Into Your Own Hands. Take Them to Court. Celebrity chef...
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8730 Wilshire Boulevard, California 90211
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Property damage, usually due to hurricanes, wildfires, and floods, affects millions of homes and businesses every year. Even seemingly trivial everyday incidents, like small water leaks and minor kitchen fires, often cost thousands of dollars to repair. In these situations, many policyholders who’ve faithfully paid premiums for years immediately file claims and expect their insurance companies to take care of things. These policyholders are often in for an unpleasant surprise.
Insurance companies make money when they collect premiums and lose money when they pay claims. Everyone likes making money, and no one likes losing money. So, insurance companies often unfairly delay or outright deny claim settlements. Then, teams of high-priced attorneys stonewall policyholder inquiries, creating even more problems for owners desperately needing financial assistance.
At the Law Offices of Eslamboly Hakim, our Property Damage Lawyers in California have over twenty years of experience advocating for clients facing property damage claims. Our personal injury lawyers understand the complexities of insurance policies and the tactics used by insurers to deny or underpay legitimate claims. Our attorneys also offer valuable support for renters facing property damage issues. We offer free consultations to discuss your situation, evaluate your claim, and provide the support you need during this challenging time.
A home is usually a family’s largest asset. Anything that compromises the value of that home, such as property damage, also compromises the family’s future. Alertness to the causes of property damage helps homeowners and others in similar situations prevent damage. Unfortunately, some level of accidental property damage is almost inevitable, as is some level of insurance company foot-dragging. If the foot-dragging or other issues become intolerable, contact our Property Damage Lawyers in Los Angeles, CA.
Fire and Smoke Damage
Water and Flood Damage
Wind and Storm Damage
Vandalism and Theft
Mold and Structural Damage
Hail and Impact Damage
Fairness and transparency are fundamental rights for all policyholders. Insurers must provide clear, easy-to-understand policy documents, along with benefit and cost summaries. Policyholders have the right to ask questions and receive timely, accurate responses. They also have a right to file claims, which insurers must acknowledge, investigate, and resolve fairly and within a reasonable timeframe. If a claim is denied, the insurer must provide a clear explanation, and a Los Angeles property damage lawyer can help challenge the decision.
Policyholders are also entitled to privacy and protection of their personal and financial information. Insurance companies must act in good faith, treat all policyholders equally, and avoid any form of discrimination throughout the process.
Protecting Your Rights
Arbiters, instead of courts, usually resolve insurance disputes. Most insurance policies include mandatory arbitration clauses. An arbiter is like a private judge, but unlike judges, arbiters usually only have the power to resolve disputes immediately before them. They cannot issue broad injunctions or other such orders.
The arbitration procedure varies by policy, but it typically follows steps similar to a civil trial, including filing a claim, addressing procedural motions, conducting discovery, and attempting mediation.
Property Damage Attorneys are an invaluable partner at every point of this process, especially in California. Claim filing is usually straightforward. The claim must set forth the basis for the claim for relief, the essential facts in the case, and the relief requested.
As in civil court, insurance company lawyers often file procedural motions in arbitration matters. These motions could derail a bad faith insurance or other such claim before it leaves the station. However, if Los Angeles property damage attorneys do their homework and properly build evidence-based cases, procedural motions usually fail.
Discovery is a court-supervised information exchange process, and mediation is a court-supervised negotiation session. Experienced lawyers know the proper questions to ask and answer during discovery, and they are also top-notch negotiators.
Suppose you or a loved one is facing challenges with a property damage claim. In that case, the dedicated California damage lawyers at the Law Offices of Eslamboly Hakim are here to help. With our “no win, no fee” policy, you won’t pay anything unless we win your case. We are available 24/7 to answer your questions and provide support. So, don’t hesitate to reach out for a free consultation to discuss your situation and explore your options.
Don’t Take the Law Into Your Own Hands. Take Them to Court. Celebrity chef...
At one time or another, a staggering 98 percent of basements will sustain serious...
When disaster strikes, many homeowners’ insurance companies fall short of their responsibilities. This is...
Don’t Take the Law Into Your Own Hands. Take Them to Court. Celebrity chef...
At one time or another, a staggering 98 percent of basements will sustain serious...
When disaster strikes, many homeowners’ insurance companies fall short of their responsibilities. This is...